Create invoices, accept payments, track expenses, and manage payroll — all in one simple platform built for UK small businesses. No trial. No catch.
Automate with Zapier
Try it yourself no account needed
Business operations
shouldn't be expensive
Track profit, expenses, invoices, tax estimates and cash flow in one simple platform built for small businesses.
Know your numbers
Great operations today become clean records tomorrow. Start organised from day one.
- Invoicing & recurring billing
- Client & expense tracking
- Payroll & adjustments
- Digital & e-signature support
Collect payments online
Accept card payments directly on your invoices. You only pay when you get paid.
- Stripe payments on invoices
- 0.5% platform fee · min £1 · max £20
- Enable or disable anytime
Understand your finances
Track profit, expenses, tax estimates and cash flow without complicated accounting software.
- Live profit & loss tracking
- Estimated tax set-aside guidance
- Track expenses and cash flow
- Export-ready reports for accountants
Connect BFSB with 7,000+ apps using Zapier.
When something happens in BFSB, Zapier automatically triggers actions in your other tools. No code needed.
- Get notified when invoices are paid
- Log expenses automatically
- Update spreadsheets in real time
- Connect to Slack, WhatsApp and Gmail
No card required · Free forever · Cancel anytime
Invoicing, payroll & expenses without the monthly bill
Your business operations — invoicing, payroll, clients, expenses and payments — all in one place.
Start Solo
Keep everything organised from day one, even if you're running the business alone.
Build a Team
Add staff, manage payroll, and keep your operations smooth as your business scales.
Run & Grow
When your operations expand, BFSB grows with you effortlessly no switching tools.
Most business software is built for where you are now.
Built for Small Business is built for where you're going.
Business operations
shouldn't cost the earth
Everything you need is already included free forever.
We only make money when you make money.
"Most tools charge you whether your business is doing well or not.
We only make money when you do."
For founders organising their business and building their financial foundation. No trial, no catch.
- Unlimited invoices, expenses & clients
- 3 invoice templates more coming
- Recurring invoices included
- Digital & e-signature support
- Automatic invoice reminders & custom schedule
- VAT-compliant invoices
- Dashboard & 1 export (invoices, expenses or payslips)
- Full payroll system — up to 15 staff
- Professional PDF payslips for sole traders and small businesses
- Staff, remittance & adjustment management
- Automated UK PAYE, NI & RTI — coming soon
- Audit-ready payslip format
- Full payroll system — up to 15 staff
- Professional PDF payslips for sole traders and small businesses
- Staff, remittance & adjustment management
- Email support
Full tax year exports, accountant-ready reports, and a completely branded experience, everything growing businesses need at Self Assessment time.
Perfect for sole traders and small business owners working with an accountant or scaling beyond the basics
- Avoid underpaying or overpaying your taxes
- Export full tax year reports, expenses, invoices & payroll
- Send accountant-ready reports, no back and forth
- Know exactly what to set aside weekly or monthly
- Advanced reporting suite — P&L, tax estimates & income breakdown
- Assisted expenses data import up to 2 years records
- Send your file, we import it within 7 working days
- Remove BFSB branding from all invoices and payroll documents
- Your business name on all exported documents
- Payroll beyond 15 staff
- Connect to 7,000+ apps with Zapier
- Priority email support
- Faster response times
Stop chasing documents every tax season.
✦ No credit card · No trial · No catch
you pay us anything
Enable Stripe payments on your invoices. No monthly fee we only earn when your client pays you.
All fees apply only when a client pays an invoice. If you don't use online payments, BFSB costs you nothing.
Everything included
All the tools.
None of the fees.
Everything you need to run your business invoicing, payroll, expenses, and client management, all in one place. No subscriptions. No hidden fees.
No Subscription Invoicing Software
Send unlimited invoices and get paid faster no monthly fees. Accept payments online via Stripe directly on your invoice.
Start invoicing for freeFree Payroll Software
Generate professional payslips for any business, anywhere. Full NTA 2025-compliant payroll for Nigerian businesses. UK PAYE compliance coming soon.
UK payslips available. Automated PAYE and National Insurance calculations coming soon.Run PayrollExpense Tracking Software
Track business expenses and monitor cash flow in one place. Categorise spending, attach receipts, and export records for your accountant.
Track expensesClient Management Software
Manage your clients, invoices, and communication in one dashboard. Keep a full record of every client relationship without the spreadsheet.
Manage clientsTrusted by Owners Who Care About Doing Things Properly
From day-to-day operations to long-term planning, owners use Built for Small Business to stay organised, compliant, and confident.
Service business • 7+ years operating
Retail • VAT registered
Service business • 2+ years operating
Consulting business • 2+ years operatingGot a Question? Get your Answer
Is BFSB really free forever? What's the catch?
Yes, genuinely. There is no trial period, no hidden tier, and no credit card required to get started. Invoicing, expenses, client management, and payroll are free forever — no time limit, no feature lock, no catch.
We built BFSB because business software has been overpriced for small businesses for too long. Our model is simple, we only earn in three ways: When your clients pay invoices online via Stripe, we charge a 0.5% platform fee (min £1, max £20). If you never use online payments, BFSB costs you nothing.
Our optional Business Plan at £120 per year unlocks full tax year exports, accountant-ready reports with HMRC-aligned breakdowns, removal of BFSB branding from all invoices and payroll documents, payroll beyond 15 staff, and an advanced reporting suite. We also earn through affiliate partnerships with trusted tools and services we recommend. Never hidden, never pushy. Your data is never sold. That is it. No surprises.
How long does it take to set up my account?
Most users create their account and send their first invoice within 15 minutes. There is no lengthy onboarding, no setup wizard to complete, and no training required. Create an account, add a client, add your line items and send. That's it.
How do I enable Stripe payments on my invoices?
Go to your company settings, click on Invoice setting, then Invoice payment setting and connect your Stripe account. Once connected, a Pay Now button will appear on invoices you send to clients. Your client clicks it, pays by card, and the money goes directly to your Stripe account minus fees. You can enable or disable online payments at any time.
Is BFSB payroll compliant ?
For UK businesses, you can generate clean, professional payslips and manage staff, remittance, and adjustments today. Automated PAYE, National Insurance, and RTI submission to HMRC are in active development and coming soon. When live, your payroll will automatically upgrade to include full UK compliance, no migration, no extra cost. For businesses outside the UK and Nigeria, payslip generation and staff management work fully. Country-specific statutory calculations will be added as we expand
For Nigerian businesses, BFSB is fully compliant with NTA 2025 PAYE tax bands and current statutory rates for pension, NHF, and NHIS. Payslips include employer declarations and are designed to be audit-ready for FIRS documentation. We update the system whenever Nigerian tax rules change so you don't have to.
Where is my data stored and who can access it?
Your data is stored on secure servers with 256-bit AES encryption. Only you and anyone you explicitly grant access to can see your business data. BFSB staff do not access your account data unless you contact support and specifically request assistance.
Are invoices and payslips audit-ready?
Yes. All issued invoices include your business details, client details, line items, VAT breakdown, payment status and timestamps. All issued payslips include gross pay, statutory deductions, PAYE, pension, NHF, employer declarations and issue dates. Both are locked once issued so the record cannot be altered retroactively exactly what an auditor or accountant needs.
Is BFSB registered and legitimate?
Yes. Built For Small Business is operated by a registered business with a verifiable trading history. We are integrated with Stripe, which requires identity verification and compliance checks before approving any platform, adding an additional layer of accountability.
Our Nigerian entity is registered with the Corporate Affairs Commission under RC 8963359, verifiable directly at icrp.cac.gov.ng. We operate across both the UK and Nigerian markets and are committed to maintaining the trust of businesses in both regions.
Is BFSB available outside Nigeria?
Yes. BFSB is built primarily for UK and Nigerian small businesses, with everything else working globally. Invoicing, expense tracking, client management, and payslip generation work for any business, anywhere in the world.
For UK businesses. VAT-compliant invoices, UK tax year filtering (April to March), HMRC expense category breakdown, and full export-ready reports are all included. UK PAYE and National Insurance calculations are in development.
For Nigerian businesses, full NTA 2025-compliant payroll including automated PAYE, pension, NHF, and NHIS is live and audit-ready. For businesses outside UK and Nigeria, invoicing, expenses, client management, and payslip generation all work fully. Country-specific tax calculations will be added as we expand.
Simplify today. Strengthen tomorrow.
No pressure, no contracts, no tricks. Just simple tools built for people like you.